About Us

Sound Financial Mortgage LLC

John Barlow

President, Designated Mortgage Broker
NMLS #109202

John leads Sound Financial Mortgage with a focus on education, transparency, and long-term relationships. He believes the best mortgage experience is one where clients feel empowered, not pressured. John takes the time to understand your full financial picture so he can recommend strategies that fittoday and support your goals for tomorrow.

Sheila Barlow

Loan Officer / Loan Processor
NMLS #1185475

Sheila manages the details that keep your loan moving—from gathering documentation to coordinating with lenders, escrow, and title. Her attention to detail and clear communication help ensure your file is accurate, complete, and ready for a smooth closing.

Together, John and Sheila provide a family-run, team-based approach, so you always know who’s working on your loan and who to call when you need answers.


Where We’re Licensed

Sound Financial Mortgage LLC is licensed to originate loans in:

  • Washington – Mortgage Broker License MB-1402215
  • Oregon – Mortgage Lending LicenseML-5393
  • California – California Financing Law 60DBO45784