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Purchase or Refinance

The average net worth of a homeowner versus someone who pays rent is over 44 times greater.  Many people wonder how they can become a homeowner in today's market.  The first step is to apply online for a pre-approval and see what makes sense for you and your family.  We help you figure out the approval, the budget, and the money needed for the down payment along with he closign costs.  Our mission is to make the process and the figures understandable  We have helped thousands of families take the step into homeownersthip and we can help you too!

If you need to refinace, we will evaluate your current interest rate and see how we can either lower your monthly payment or lower your term of the loan to save you money monthly or to cut years off your mortgage term.  We always align your goals with the current market to see what is possible.

Why is it important to be pre-approved for a mortgage loan?

Learn the facts!